Uniswap created the liquidity primitive. Ethereum created programmable money. KAURI creates the portfolio primitive — bespoke, non-custodial, transferable in one transaction.
"The upper-right quadrant of the wealth management matrix is empty. That is KAURI's market."
Every existing wealth instrument forces a trade-off: either sophisticated but custodial (TradFi), or self-custodied but primitive (crypto). No instrument today is both sophisticated and self-sovereign. That structural gap is KAURI's entire reason to exist.
Uniswap created the liquidity primitive.
Ethereum created programmable money.
KAURI creates the portfolio primitive — bespoke portfolios that exist as programmable financial objects on-chain, owned directly by investors, transferable in one transaction.
"Decentralised asset management's share of global wealth is 161× smaller than traditional finance's. The failure of custodial CeFi — Celsius, FTX, Voyager — makes one thing clear: non-custodial solutions are not a niche. They are the only path forward."
KAURI delivers what both worlds have failed to provide simultaneously: institutional-grade portfolio sophistication with direct on-chain ownership and immutable transparent provenance.
KAURI addresses every structural failure of both the $140 trillion traditional asset management industry and the $3 trillion crypto universe — simultaneously, in one instrument.
The Master Portfolio NFT is the portfolio — not a claim against a custodian. NFT holder directly controls all assets. No FTX scenario structurally possible. Transfer the entire portfolio in one blockchain transaction.
Smart contracts execute auto-rebalancing 24/7 on configurable drift thresholds. Yield compounds autonomously. All fees settle on-chain. No daily portfolio manager intervention required.
Individual Satellite-NFTs pledged as DeFi collateral (NFTfi, Aave, Morpho) while Core earns uninterrupted yield. Granular position-level liquidity without liquidating the entire portfolio.
Every allocation, every return, every transaction permanently on-chain. Immutable provenance from day one. MiCAR-compliant by design. Regulators verify directly on-chain — no quarterly PDFs.
ERC-6551 Token-Bound Accounts enable recursive ownership. A Master Portfolio NFT controls Core and Satellite sub-NFTs, each with their own programmable on-chain wallets.
Enzyme Onyx is the only MiCAR/MiFID II-compliant vault infrastructure for tokenized fund management. KAURI runs on its production stack, used by institutional managers across Europe.
Smart contract-enforced policies govern allocation bounds, rebalancing triggers, fee structures, and access control at each TBA level. Configure once — the protocol executes perpetually.
KAURI Finance never holds client assets. The investor's wallet controls the Master-Portfolio-NFT. No KAURI multisig can move principal. Re-hypothecation is technically impossible.
Every transaction permanently on Ethereum Mainnet. Full history from day one. MiCAR audit-ready: regulators verify directly on-chain. No quarterly PDF reports — the smart contract is the truth.
KAURI's Core is built exclusively from regulated, institutionally audited RWA instruments — all ERC-20 tokens on Ethereum, embedded into KAURI Token-Bound Accounts.
Tokenized US Treasury money market fund. T+0 on-chain settlement. $2.5B AUM. The gold standard of institutional tokenized RWAs.
Tokenized investment-grade US Treasury bonds and yield-bearing stablecoin. Daily liquidity. MiCAR Article 17 compliant.
SEC-registered, Polygon-native tokenized US government money market fund. T+1 settlement. MiCAR Article 17 compliant.
Overcollateralized tokenized private credit. Institutional borrowers. ERC-4626 vault standard. Enhanced yield with disciplined risk management.
Active DeFi alpha strategies curated by Avantgarde Finance. Aave, Balancer, Morpho. Institutional rigor on-chain since 2016.
Yield figures based on Q1 2026 market rates. Not guaranteed. Past performance does not indicate future results. Capital at risk.
Every major wealth management instrument rated across structural dimensions. KAURI leads on ownership, automation, liquidity, and transparency.
| Dimension | Crypto Exchange | Managed Account | Family Office | GS DAP / Institutional | KAURI NFT ★ |
|---|---|---|---|---|---|
| Direct Ownership | ✕ Custodial | Depot (partial) | Direct + structures | ✕ Custodial | ✓ NFT = ownership |
| Bespoke Portfolio | ✕ Standard | ✓ Individual | ✓ Max bespoke | ✕ Products only | ✓ Fully bespoke |
| 24/7 Automation | Trading only | ✕ Human PM | ✕ Manual | Partial | ★ Smart contract 24/7 |
| Granular Liquidity | All or nothing | Lombard (slow) | Mixed | Limited | ★ Satellite DeFi collateral |
| On-Chain Provenance | TX history only | ✕ Quarterly PDF | ✕ Internal | Partial | ★ Full immutable chain |
| Portfolio Transfer | ✕ Impossible | Weeks, notary | Months | ✕ No | ★ 1 blockchain TX |
| Regulatory Clarity | Basic MiCAR | ✓ MiFID II | ✓ Custom | Evolving | ✓ MiCAR + Bahamas SPV |
| Total Score | 21/50 | 33/50 | 33/50 | 27/50 | 46/50 |
PEARL is the native utility and governance token of the KAURI ecosystem. Non-inflationary, with three distinct burn mechanisms. Staking yield distributed in USDC.
PEARL is not a speculative asset. Every utility function requires active platform participation. Staking yield is paid in USDC — eliminating circular tokenomics.
Five staking tiers (0–40% discount). Diamond tier at 500K+ PEARL staked. Applies to management, performance, and deposit fees.
Vote on vault whitelisting, fee parameters, treasury deployment. 1 PEARL = 1 vote. Full on-chain governance via OpenZeppelin Governor from Q1 2027.
Protocol revenue distributed weekly in USDC — not PEARL. Eliminates circular tokenomics. 30-day minimum lock, 7-day unstaking cooldown.
Burn 10,000 PEARL to mint vault-access tokens. Soulbound. Direct AUM growth = direct PEARL burn — the deflationary flywheel.
TGE Q4 2026. PEARL is a utility token — not a security under MiCAR or GENIUS Act analysis.
KAURI abstracts all blockchain complexity. Investors interact with a clean interface while ERC-6551 architecture executes underneath.
Complete KYC/AML via Nsure. Select Core/Satellite allocation, risk profile, and currency preference. Parameters written to the factory contract. TBA addresses computed via CREATE2 before deployment.
~25 minutesDeposit via Bity.ch fiat on-ramp or direct crypto transfer. Master Portfolio NFT minted on Ethereum Mainnet. Core and Satellite sub-NFTs deployed. Enzyme vault positions initiated. Everything live on-chain.
~30 minutesMonitor real-time NAV, yield, and allocation in the KAURI app. Smart contracts rebalance automatically. Staking rewards compound. Fees settle on-chain. Immutable provenance from day one.
Ongoing · 24/7MiCAR, MiFID II, AIFMD, and the GENIUS Act are built into KAURI's protocol — not retrofitted.
Enzyme Onyx MiCAR-compliant. PEARL reviewed under MiCAR Article 17. In force December 2024.
Avantgarde Finance licensed under AIFMD. Enzyme Onyx MiFID II-ready. Full investor protection framework.
FSC/SCB-licensed Bahamas SPV. Avantgarde Finance as licensed investment manager for institutional clients.
Tokenized asset framework enacted July 2025. Regulatory clarity for PEARL token and RWA integration in US market.
KAURI is seeking 3 anchor investors for its Q4 2026 Genesis launch — EUR 1M+ each. Seed round open: EUR 500,000 · 15–20% equity · 18-month runway.